> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://developer.nibtravelinsurance.com/reference/products-api/insurance-contract/retrieve-pds/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://developer.nibtravelinsurance.com/_mcp/server.

# Retrieve PDS

GET https://api-staging.nibtravelinsurance.com/products/v1/{brandCode}/insuranceContract/{insuranceContractId}/pds

Retrieves the Product Disclosure Statement document for an insurance contract. The document is returned in the requested format (HTML or PDF)

Reference: https://developer.nibtravelinsurance.com/reference/products-api/insurance-contract/retrieve-pds

## Authentication

- `Authorization` header (bearer token, required) — Bearer authentication of the form `Bearer <token>`, where token is your auth token.

## Request

### Path parameters

- `brandCode` (enum, required) — Brand code
  - Allowed values: `nibau`, `nibnz`, `tidau`, `wn`
- `insuranceContractId` (long, required, default: 0)

### Query parameters

- `languageCode` (string, optional) — A language code (eg 'en')
- `preferredDocumentFileType` (enum, optional, default: HTML)
  - Allowed values: `HTML`, `PDF`
- `countryCode` (string, optional)
- `provinceCode` (string, optional) — A Province/State code, for cases where the PDS varies by jurisdiction
- `planId` (long, optional, default: 0) — A valid planId (see /v1/\{brandcode}/plans)

## Examples

**SDK Code**

```python
import requests

url = "https://api-staging.nibtravelinsurance.com/products/v1/nibau/insuranceContract/1000000/pds"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.json())
```

```javascript
const url = 'https://api-staging.nibtravelinsurance.com/products/v1/nibau/insuranceContract/1000000/pds';
const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api-staging.nibtravelinsurance.com/products/v1/nibau/insuranceContract/1000000/pds"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby
require 'uri'
require 'net/http'

url = URI("https://api-staging.nibtravelinsurance.com/products/v1/nibau/insuranceContract/1000000/pds")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body
```

```java
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.get("https://api-staging.nibtravelinsurance.com/products/v1/nibau/insuranceContract/1000000/pds")
  .header("Authorization", "Bearer <token>")
  .asString();
```

```php
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('GET', 'https://api-staging.nibtravelinsurance.com/products/v1/nibau/insuranceContract/1000000/pds', [
  'headers' => [
    'Authorization' => 'Bearer <token>',
  ],
]);

echo $response->getBody();
```

```csharp
using RestSharp;

var client = new RestClient("https://api-staging.nibtravelinsurance.com/products/v1/nibau/insuranceContract/1000000/pds");
var request = new RestRequest(Method.GET);
request.AddHeader("Authorization", "Bearer <token>");
IRestResponse response = client.Execute(request);
```

```swift
import Foundation

let headers = ["Authorization": "Bearer <token>"]

let request = NSMutableURLRequest(url: NSURL(string: "https://api-staging.nibtravelinsurance.com/products/v1/nibau/insuranceContract/1000000/pds")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "GET"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```